You find yourself shipwrecked on an island after a very recent storm. When you come to, you are greeted warmly by the island chieftain who happens to point out that your ship is broken and beyond repair. Your pockets are empty and you are stranded. The chieftain tells you to introduce yourself to the local island folks while she prepares a place for you to stay.
Upon doing so, you will discover the currency, trade, and skills needed to help the locals rebuild their island and advance their technology and fishing prowess. Heck! If you work hard enough, you might be able to set sail again.